Florida Insurance Made Easy
Start saving today. Enter your address, and receive a quote in minutes customized for you.
Kin refers to Kin Insurance Services. Kin Insurance Services is a California surplus lines broker (license #0L32036). Coverage in California is underwritten by a company that is not licensed or regulated by the California Insurance Commissioner. Coverage is subject to the terms and conditions of the policy, availability, and qualification for coverage.
For properties located outside of Florida or Louisiana, Kin “homeowners insurance” and "home insurance" refers to the Kin House & Property policy with an owner-occupied endorsement added. The base Kin House & Property policy, the HD3 policy, provides the coverages for customers who rent out their home to others, similar to a DP3 policy. For customers who live in their home full time or part time, an owner-occupied endorsement is added to provide the coverages of a typical homeowners insurance policy, which is similar to a HO3 policy
Florida Insurance Made Easy
Start saving today. Enter your address, and receive a quote customized for you
After months of reviewing quotes and researching companies, my husband and I chose Kin due to the great price, custom coverage, and amazing customer service.
–Pamila
–Andrea D.
Extremely responsive with same-day quotes. Everything is personalized with the highest quality service. I would recommend anyone to Kin Insurance.
–Susan S.
Great customer service and very thorough in explaining my policy. I saved almost $600 switching from my prior carrier. I recommend Kin to everyone I know.
Why you'll love Kin
After months of reviewing quotes and researching companies, my husband and I chose Kin due to the great price, custom coverage, and amazing customer service.
–Pamila
–Andrea Dadisman
Extremely responsive with same-day quotes. Everything is personalized with the highest quality service. I would recommend anyone to Kin Insurance.
–Susan Sidonio
Great customer service and very thorough in explaining my policy. I saved almost $600 switching from my prior carrier. I recommend Kin to everyone I know.
Simple Quotes & Claims
Customize your coverage in a few quick clicks and file claims instantly. Our 5-star team is ready to help.
Simple Quotes & Claims
Customize your coverage in a few quick clicks and file claims instantly. Our 5-star team is ready to help.
Affordable Coverage
We sell direct and use technology to keep costs low and pass savings on to you. Customers save $835* on average.
Best-in-Class Service
For help with quotes or claims, our friendly experts are just a phone call, text, or email away.
Affordable Coverage
We sell direct and use technology to keep costs low and pass savings on to you. Customers save $835* on average.
Best-in-Class Service
For help with quotes or claims, our friendly experts are just a phone call, text, or email away.
*Customers who switched to Kin report annual savings of $835 on average. Based on Kin Customer Savings Survey conducted May 2022 - May 2023.
California home insurance made easy
Enter your address and get a customized quote in minutes.
Enter your address and get a customized quote in minutes.
Quick coverage, easy sign-up — protect your California home today.
Easy
Get covered in just a few clicks with our quick quote process.
Built for you
Your home deserves protection you can count on.
Top-rated service
Quick quotes and friendly customer service – everything insurance should be.
Easy
Get covered in just a few clicks with our quick quote process.
Built for you
Your home deserves protection you can count on.
Top-rated service
Quick quotes and friendly customer service – everything insurance should be.
What We Can Cover
Each of our policies are designed to fit your needs and budget.
Home
Protection against disasters big and small.
Hurricane
Coverage for hurricane wind damage.
Flood
Protect your home from flood damage.
And more!
We also cover mobile homes, condos, and rentals.
What We Can Cover
Each of our policies are designed to fit your needs and budget.
Home
Protection against disasters big and small.
Vacation Home Insurance
Get coverage for your home away from home.
Hurricane Protection
Coverage from hurricane wind damage.
Flood
Protect your home from flood damage.
Hurricane
Coverage for hurricane wind damage.
And more!
We also cover mobile homes, condos, and rentals.
Hurricane Protection
Coverage for hurricane wind damage.
We’re a direct-to-consumer (DTC) member-owned reciprocal insurance company, so you buy directly from Kin instead of going through an independent agent.
We’ve been in the insurance business since 2016 and have insured over 176,000 properties in that time – and we’re still growing!
Our process is designed from start to finish to resolve your claims quickly and accurately. We use the latest technology, like aerial imagery, drone technology, satellite services, and virtual inspections, to help assess damage and estimate repairs. To report a claim, you can give us a call during business hours or submit online at any time.
We only sell direct to you and use technology to keep costs low and pass those savings on. Plus, we offer a variety of discounts and are constantly innovating to create more affordable coverage options.
Frequently Asked Questions
What’s covered in California
The policies we offer are designed to fit your needs and budget.
Home
Vacation Home Insurance
Get coverage for your home away from home.
Hurricane Protection
Coverage from hurricane wind damage.
Wildfire
And more!
Wind/Hail
Hurricane Protection
Coverage for hurricane wind damage.
The opinions expressed belong solely to individual reviewers and do not reflect the opinions of the Kin Insurance, Inc. group of companies or affiliates. Reviews may be from customers in any state where Kin operates and are for informational purposes only.
Don’t just take our word for it – read what our customers think!
What’s covered in California
The policies we offer are designed to fit your needs and budget.
Home
Wildfire
Wind/Hail
And more!
Don’t just take our word for it – read what our customers think!
