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©2017 - 2024 Kin Insurance. All rights reserved. All policies written by Kin Insurance Group. Coverage is underwritten by Kin Interinsurance Network, St. Petersburg, FL and Kin Interinsurance Nexus Exchange, Phoenix, AZ. Please see https://www.kin.com/home-insurance/florida/ for more information. Coverage under your insurance policy is subject to the terms and conditions on your policy, availability, and qualification for coverage. Individual premiums will vary by customer. All applicants are subject to Kin's underwriting requirements. The terms, conditions, rates and discounts may vary by jurisdiction. We do not in any way imply that the materials on the sites, content or the products advertised are available in jurisdictions in which Kin Insurance Group is not licensed to do business or that Kin Insurance Group is soliciting business in any such jurisdiction outside of those jurisdictions in which Kin Interinsurance Network (NAIC number 16603) and Kin Interinsurance Nexus Exchange (NAIC number 33987) are authorized. All opinions expressed by individuals are solely their current opinion and do not reflect the opinions of Kin Insurance Group, their respective parent companies or affiliates. Individuals opinions are based upon information they consider reliable, but neither Kin Insurance Group nor its affiliates, nor the companies with which such participants are affiliated, warrant its completion or accuracy, and it should not be relied upon as such.

Why Customers Give Us Near-Perfect Reviews

Kin is homeowners insurance reimagined for today's fast-changing world. Here's how we're different:

Start Saving on Your Home Insurance

Average savings of $1,003*

4.6 star customer satisfaction

Get custom quote in minutes

Start Saving on Your Home Insurance

Here to Stay, Florida

We’re designed with extreme weather in mind, so we’re ready for whatever’s next and are not going anywhere.

Save about $1,003

*For the time period of June 1, 2023 to June 1, 2024, Kin members reported saving an average of $1,003 per year when they switched to Kin.

Top-Rated Service

Quick quotes, smooth claims, friendly customer service – everything insurance should be.

What We Can Cover

Each of our policies are designed to fit your needs and budget.

Mobile / Manufactured

Whether on private property or a mobile home park.


Coverage for hurricane wind damage.


Protect your home from flood damage.

And more!

We also cover condos, vacation homes, and rentals.

Data + Tech

Kin mines publicly available insurance data to better assess your risk and offer you a more accurate premium.

We sell direct

Which means we don't have to pay brick-and-mortar costs, and you can get a custom quote right now.

Real & Recent Reviews

Hear what real customers have to say about us in their own words.

What happens after a hurricane?

Unlike our 100-year-old competitors, we leverage modern technology and data sources to not only give you great coverage at a low price, but also to respond rapidly in times of crisis.