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©2017 - 2024 Kin Insurance, Inc. All rights reserved. All policies written by the Kin Insurance, Inc group of companies (“Kin Insurance Group”). Coverage is underwritten by Kin Insurance Network (NAIC 16603), St. Petersburg, FL and Kin Interinsurance Nexus Exchange (NAIC 33987), Phoenix, AZ. Coverage is subject to the terms and conditions of the policy, availability, and qualification for coverage and may vary by state. Not available in all states. Savings vary. Policies are marketed, solicited, distributed and serviced by Kin Interinsurance Network Distributor, LLC, a licensed producer agency and, where applicable, surplus lines broker.
* Welcome discount currently only available for House & Property policies, once per household per property address.
**The most current Financial Stability Rating® must be verified by visiting www.demotech.com.
For properties located outside of Florida or Louisiana, Kin “homeowners insurance” and “home insurance” refers to the Kin House & Property policy with the Owner-Occupied Endorsement added. The base Kin House & Property policy, the HD3 policy, provides the coverages for customers who rent out their home to others, similar to a DP3 policy. For customers who live in their home full time or part time, the Owner-Occupied Endorsement is added to provide the coverages of a typical homeowners insurance policy, which is similar to a HO3 policy.
Start saving today. Enter your address, and receive a quote customized for you
After months of reviewing quotes and researching companies, my husband and I chose Kin due to the great price, custom coverage, and amazing customer service.
–Pamila
–Andrea D.
Extremely responsive with same-day quotes. Everything is personalized with the highest quality service. I would recommend anyone to Kin Insurance.
–Susan S.
Great customer service and very thorough in explaining my policy. I saved almost $600 switching from my prior carrier. I recommend Kin to everyone I know.
After months of reviewing quotes and researching companies, my husband and I chose Kin due to the great price, custom coverage, and amazing customer service.
–Pamila
–Andrea Dadisman
Extremely responsive with same-day quotes. Everything is personalized with the highest quality service. I would recommend anyone to Kin Insurance.
–Susan Sidonio
Great customer service and very thorough in explaining my policy. I saved almost $600 switching from my prior carrier. I recommend Kin to everyone I know.
Simple Quotes & Claims
Customize your coverage in a few quick clicks and file claims instantly. Our 5-star team is ready to help.
Simple Quotes & Claims
Customize your coverage in a few quick clicks and file claims instantly. Our 5-star team is ready to help.
Affordable Coverage
We sell direct and use technology to keep costs low and pass savings on to you. Customers save $835* on average.
Best-in-Class Service
For help with quotes or claims, our friendly experts are just a phone call, text, or email away.
Affordable Coverage
We sell direct and use technology to keep costs low and pass savings on to you. Customers save $835* on average.
Best-in-Class Service
For help with quotes or claims, our friendly experts are just a phone call, text, or email away.
*Customers who switched to Kin report annual savings of $835 on average. Based on Kin Customer Savings Survey conducted May 2022 - May 2023.
Enter your address and get a customized quote in minutes. Plus, new members get a 10% welcome discount* on their first policy term!
Enter your address and get a customized quote in minutes. Plus, new members get a 10% welcome discount* on their first policy term!
Start saving on your home insurance
Start Saving on Your Home Insurance
Easy
Get covered in just a few clicks with our quick quote process.
Affordable
Get the protection you need at a price that’s best for you.
Top-rated service
We’re self-serve, but our friendly agents are here to help!
Easy
Get covered in just a few clicks with our quick quote process.
Affordable
Get the protection you need at a price that’s best for you.
Top-rated service
We’re self-serve, but our friendly agents are here to help!
Each of our policies are designed to fit your needs and budget.
Home
Protection against disasters big and small.
Hurricane
Coverage for hurricane wind damage.
Flood
Protect your home from flood damage.
And more!
We also cover mobile homes, condos, and rentals.
Each of our policies are designed to fit your needs and budget.
Home
Protection against disasters big and small.
Vacation Home Insurance
Get coverage for your home away from home.
Hurricane Protection
Coverage from hurricane wind damage.
Flood
Protect your home from flood damage.
Hurricane
Coverage for hurricane wind damage.
And more!
We also cover mobile homes, condos, and rentals.
Hurricane Protection
Coverage for hurricane wind damage.
We’re a direct-to-consumer agency that can help you find coverage with our exclusive insurance carrier partners.
We’ve been in the insurance business since 2016 and have found coverage for over 246,000 properties in that time – and we’re still growing!
Yes! Besides our thousands of 5-star Trustpilot and Google reviews, we have an A+ rating and accreditation from BBB. Our carrier partners have also earned a Financial Stability Rating® (FSR) of A, Exceptional from Demotech, Inc.**
We’re here to help you throughout the claims process, from start to finish. When disaster strikes, we reach out before, during, and after major events to make sure you’re safe and to see if you need assistance.
We don’t rely on independent agents or brick-and-mortar storefronts, which helps us keep costs low and pass those savings on to you.
Frequently Asked Questions
The opinions expressed belong solely to individual reviewers and do not reflect the opinions of the Kin Insurance, Inc. group of companies or affiliates. Reviews may be from customers in any state where Kin operates and are for informational purposes only.
The policies we offer are designed to fit your needs and budget.
Home
Hurricane
Wind/Hail
And more!
Don’t just take our word for it – read what our customers think!
The policies we offer are designed to fit your needs and budget.
Home
Vacation Home Insurance
Get coverage for your home away from home.
Hurricane Protection
Coverage from hurricane wind damage.
Hurricane
And more!
Wind/Hail
Hurricane Protection
Coverage for hurricane wind damage.
Thousands of 5-star reviews
Don’t just take our word for it – read what our customers think!